Start with paid hours

Multiply your lesson rate by paid teaching hours and working weeks. Account for cancellations, holidays, training, travel between pupils and administration.

The resulting turnover is not take-home pay. Keep vehicle, insurance, fuel or electricity, franchise, software, membership and professional-development costs visible.

Check your break-even point

The calculator shows how many paid hours cover the costs you enter. Change the assumptions to see how cancellations or higher car costs affect the result.

Tax, National Insurance, pension contributions and personal circumstances need a separate calculation. We do not label operating surplus as guaranteed earnings.

Use the right tax treatment

HMRC excludes dual-control driving instructor cars from the ordinary simplified mileage method. Check appropriate expense treatment with current HMRC guidance or an accountant.

Making Tax Digital thresholds concern qualifying gross income, not simply the profit shown in a business calculator.

Put this into practice

Use the related tool to compare your options or organise the next step.

Open the tool

Sources & further reading

Guidance reviewed 12 September 2026. Check the linked official service before booking, applying or making a contractual decision. Report a change.